Structured Settlement Benefits

• Higher Yields. Opportunities in structured settlements offer significantly higher yields than comparable fixed rate products.
• Uncorrelated. Because structured settlement cashflows are long term insurance company obligations, they are generally considered to be uncorrelated to the economy at large.
• Proven. Historically, defaults on annuity payments have been a fraction of the defaults typically associated with commercial loans.
• Safer. Structured settlement cashflows are backed by insurance companies rated A or better. Even insurance companies that have merged, acquired or ceased operations are backed by runoff insurance which pays outstanding obligations such as payment streams.
• Regulated. Insurance companies are subject to extensive regulation which includes federal oversight in addition to state-by-state insurance commissions.
• Steady. Buyers of structured settlement payment streams receive regular, monthly payments following their initial investment.